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What does Siva stand for in mortgage? A SIVA loan, or stated income/verified asset loan, allows you to state your monthly gross income on the loan application and requires you to verify your assets by furnishing bank statements or a similar asset document. By state, I mean just inputting a gross monthly

Do I need to remove old adhesive before tiling? Wood flooring adhesive, mastic and thinset are the go-to adhesives used by installers. Remnants of this material are often still attached to the substrate after removing the old flooring. It is crucial that you remove any remaining adhesive before installing your new flooring

Do animals have race? Originally Answered: Do animals have different races? No. Animals (including hominids like us) are differentiated into species, subspecies, etc., but “race” is not a classification category. “Race” is basically a made-up term typically used pejoratively to denigrate one’s peers. Is Race biological or social construct? Race is not

Does Claudia like Ayato? Claudia Enfield is the Student Council President of Seidōkan Academy who develops romantic feelings for Ayato and isn’t afraid to show her affection for him. Is Ayato overpowered? But now that he’s older and needs to become stronger, Ayato has been gradually breaking the seals himself so that

Why am I having a hard time making friends? You’re Not Doing Enough New Activities. Sometimes when you have a hard time making friends, you have to stretch out of your comfort zone in your order to meet different people. You don’t have to become someone else just to find friends, but

What kind of word is possibility? noun, plural pos·si·bil·i·ties for 2. the state or fact of being possible: the possibility of error. something possible: He had exhausted every possibility but one. Is a possibility a fact? According to this tradition, possibilities are not facts or states of affairs (that is, items properly

Where is Zhi Lan in wizard101? Zhi Lan is the “Furniture Shop Keeper” in MooShu. She is located in the southwest area of Jade Palace, inside the MooShu Furniture & Castle Shop. Where do you get the equipment crafting station in wizard101? You can get one from any of the Furniture shopkeepers

Do animals die in fear the walking dead? A gigant horde of walkers invade the ranch and almost everybody dies. We don’t see what happened to the dogs and other animals, but they are all presumably dead because apparently no one saved them. What is the true story of the terror? Is

What does charcoal do in a terrarium? The charcoal helps absorb any sitting water and prevents odors and bacteria build-up. Next add moss, which you can purchase by the bag at garden centers and craft stores. Not only does this add an authentic forest look to your terrarium, but it will prevent

Why are my guns gold in Red Dead? In Multiplayer, Golden Guns are earned one at a time by completing all of the Weapon Challenges for a given weapon, alternatively, snag one hundred headshots in a ranked multiplayer match. Most, but not all, weapons can be made golden in multiplayer. What is